Executive Summary

Financial access for everyone

Vision: SWIC intends to evolve a global micro-investment marketplace for tokenized real-world financial assets and other digital assets.

Mission: The SWIC tokenization engine facilitates providers to tokenize financial products and enables universal micro-investment and savings access by making such real-world financial assets available. SWIC tokenizes traditional financial assets, promoting global financial inclusion & resilience, especially in developing countries. Apps like Tukki realize this mission by facilitating global investment access and enabling micro-savings for everyone via smartphones.

Business Model: SWIC Digital Gateway AG (SWIC) is a Swiss FinTech start-up focused on tokenization of financial products (RWA) via blockchain. The SWIC Gateway is a blockchain-based platform that directly exchanges tokenized assets between investors and providers of financial products, including immediate clearing and settlement via smart contracts without any intermediaries such as banks. Our solution offers self-custody to further reduce traditional bank fees for custody services. We achieve revolutionary low transaction costs through our blockchain-based platform that traditional banks and asset managers cannot compete with. Our tokenization engine enables us to build the following business models. The single technology base is split into two independent B2C service lines and one B2B business case. First our Emerging Markets savings app "Tukki", a free, user-friendly investment and savings app for long-term goals to drive financial inclusion. Second a cost-effective and fast alternative to purchase tokenized alternative and illiquide financial products, the target market is the DACH region. And last but not least open-source APIs for asset managers to trade and store tokenized securities, to reduce their costs. The issuers of the tokenized products will pay us per transaction according to net-inflows as well as partial management fees. For API-calls we will get annual recurring revenues according to the size of the customer.

Values and strengths: Switzerland is internationally recognized as a pioneer in the wealth management industry. In recent years, blockchain technology has enabled us to extend our proven expertise, which has contributed to prosperity, to developing countries, allowing us to make a meaningful contribution to the global community. Boasting a distinguished board of Swiss finance sector pioneers and augmented by profound expertise in blockchain and Web3 technologies, we stand at the forefront of this transformative leap, perfectly poised to navigate the future. Our commitment to innovation and excellence ensures that we are at the forefront of transforming wealth management for a more inclusive and prosperous world.

Strategy: SWIC Digital Gateway AG's strategy focuses on leveraging innovative technologies, like blockchain and AI, and providing user-friendly financial solutions to promote financial inclusion and make investment opportunities accessible to a broad audience. By collaborating with partners such as blockchain technology providers, payment service providers, asset managers, and crypto exchanges, SWIC strives to play a significant role in the global financial world while making a positive social impact. We start with Tukki in the emerging markets to focus on a niche and after we gain experiences and raised more capital we will expand with the other two business models To the DACH region. We want to onboard ten million users in five years onto our apps.